Why Choose Us?

Western Mortgage Brokers, Inc.:

  • As a broker, mortgage financing is our specialty. We can save you time by negotiating the lowest rate for you.
  • We have wholesale pricing, which means we offer better interest rates than banks.
  • We tap into a much larger pool of options by working with 12 different lenders. That means we can pass volume discounts on to you, providing you the best deals.
  • We have access to 103 loan programs including HARP, VA, FHA, USDA, Reverse Mortgages, Sub-Prime and “One Time Close” construction loans for stick-built and manufactured homes. We work with a variety of lenders, including those who specialize in servicing people with adverse credit, and can leverage relationships with mainstream banks.
  • Our compensation is regulated, therefore, we’ll tell you upfront what you’re paying.
  • We use local appraisers and underwriters, which means accelerated loan processing and 21-day closings.
  • As brokers, we are federally licensed. We complete a nationally regulated education program and undergo 10 credit hours of continuing education each year.
  • Contact us today and let’s get started.

Bank or financial institution:

  • Banks do not solely specialize in mortgage lending. They provide traditional banking services, such as checking and savings accounts and other financial services.
  • With a bank, you get retail interest rates. The only way you can access their wholesale rates is through a mortgage broker.
  • Banks can only access and offer you their own rates and products; you are responsible for any negotiation.
  • Each bank typically offers just a few mortgage options, and they have conservative lending guidelines. Borrowers who have trouble qualifying or need to finance complicated deals will often get turned away.
  • A bank doesn’t have to disclose its commission, so you may be surprised by what you end up paying.
  • Underwriting and appraising is managed through national channels, which often means lengthy processing time.
  • Mortgage originators who work for a depository bank are excluded from licensing. They only have to be registered, which means they don’t have to pass a national mortgage exam or complete continuing education.

Meet our team

Western Mortgage Brokers, Inc. is locally owned and operated. We live here, we work here, we play here.

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Get started

You have a financial goal. We
can help you meet it. Ready to
take the next step? So are we.

Apply Now

Products

We will talk with you about
which type of financing best
suits your needs, but here’s a
look at the loans we offer:

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